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My Rates Are Increasing!

Car Insurance rates are NOT the same for everyone! Outside of standard rate increases imposed by your carrier.



There are several factors used to determine your insurance rates. Each insurance carrier has their own set of rates and often can not be compared to another carrier. Take a look below at all the factors that can affect your rate:

  • Personal Information/Credit

  • Marital Status

  • Vehicle Information

  • Coverages

  • Location/Zip Code

  • Continuous Coverage

  • Age of Vehicle

  • Cost of Repairs

  • Claim History/Violations ( including household drivers)

  • Age

  • Deductibles

  • Eligible Discounts

  • Insurance Carrier


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