Car Insurance rates are NOT the same for everyone! Outside of standard rate increases imposed by your carrier.
There are several factors used to determine your insurance rates. Each insurance carrier has their own set of rates and often can not be compared to another carrier. Take a look below at all the factors that can affect your rate:
Personal Information/Credit
Marital Status
Vehicle Information
Coverages
Location/Zip Code
Continuous Coverage
Age of Vehicle
Cost of Repairs
Claim History/Violations ( including household drivers)
Age
Deductibles
Eligible Discounts
Insurance Carrier
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